Prior to Foreclosure - Loan Modification Processing California & Nationwide

                    Free Consultation:  310-984-1552

A loan modification is when the lender, whether Auora, Bank of America, Chase, Citi Bank, Countrywide, EMC, US bank, Wells Fargo or any other lender, modifies your current home mortgage in order to work with you because of a hardship, predatory lending, and/or a huge payment increase due to going from a fixed to an adjustable payment. The purpose is to make your loan more affordable. You can obtain a loan modification even if you are on time!  Usually it is in the form of a rate reduction and fixing the rate for a certain amount of time, but other modifications are also available (principal reduction, short refinance, etc.).  Loan Modifications and all other lender loan modifications require proper negotiation and dedication to the task at hand.   Specializing in loan modifications for all lenders prior to foreclosure even if you are not late on your mortgage.   That is right you can obtain a loan modification even if you are on-time with your mortgage.

Specializing in On Time Loan Modifications, EMC Loan Modifications, and Loan Modifications with all Lenders Prior to Foreclosure!

In the past, lenders like countrwide and EMC would only accept a loan modification when a borrower was delinquent and suffered a hardship such as a job loss, divorce, illness etc.  Now, borrowers can obtain mortgage help from their lender, prior to being late and prior to foreclosure, for unaffordable rate adjustments on adjustable rate mortgages.  The earlier you get started, the better your chances are of negotiating a fixed rate and a payment that you can manage.  Loan Modifications can be intensive requests, and we know how the loan modification deparments work and can pass this benefit on to you and your family.

See If You Qualify Here

Is your Lender or Servicer Not Helping You or Being Abusive...

Lenders and servicers are very busy with desperate homeowners trying to make their mortgage payments and save their homes from foreclosure. Unfortunately, they do not have the man power or the capabilities to save everyone prior to foreclosure.  Hiring a Loan Modification specialist will help!  We have staff that is trained to work with the loan modification department, EMC loan modification department, and loan modification departments from hundreds of lenders.

Many people are simply getting lost in the system and suffering from an unnecessary foreclosure when they could have worked it out prior to foreclosure with their lender via a Loan Modification.  However, when a professional loan modification negotiator is involved, it seems as if the calls start to get answered and the letters responded to. Often this can make the difference between saving your home and losing your home.  Our professional loan modificaiton negotiators are helping home owners Quickly modify their Countrywide & All Mortgage Bank loans in California and nationwide.

With a professional nogotiator involved, you have an important ally in your corner to get you the mortgage modification help you need, FAST - Prior to Foreclosure!

We Are Helping Homeowners Modify Thier Loans and Remain in Their Homes.

US Treasury Secretary Henry Paulson - “We’re never going to be able to process the number of workouts and modifications that are going to be necessary doing it just sort of one-off, I’ve talked to enough people now to know there’s no way that’s going to work.”

Chairmain of the FDIC, Sheila Bair- “Lenders should extend “teaser” rates on all subprime adjustable-rate mortgages if the borrowers haven’t missed any payments and they live in the homes, Bair said today in New York.

Modifying loans on a case-by-case basis and fixing rates for limited periods won’t avert enough foreclosures.

“With this type of cooperation from loan servicers, we can save tens of thousands of people from being added to the foreclosure lists. This common-sense approach does not involve a government subsidy or bailout,” said Governor Schwarzenegger.

Ask about our Countrywide Loan Modifications and EMC Loan Modifications.  We have special programs for loan modifications countrywide and loan modifications EMC.  We provide loan modifications for all lenders as well as countrywide and EMC.

Providing Loan Modification for all lenders:

• Aurora Loan Modification
• Bank of America Loan Modification
• California Bank & Trust Loan Modification
• Citibank Loan Modification
• Chase Bank Loan Modification
• Countrywide Bank Loan Modification
• Ditech Loan Modification
• US Bank Loan Modification
• Union Bank of California Loan Modification
• Wachovia Loan Modification
• Wells Fargo Loan Modification
• Quicken Loan Modification